Personal Loans

Based on a detailed cash flow and liquidity analysis, we can help with all your credit needs including business objectives, college education, stock option financing, boat or recreation vehicle. Our bankers have the ability to access any of the traditional loan products offered through 1st Commerce Bank. In addition we have an array of customized products which include:

Lines of Credit
This is an unsecured line of credit tied to The Wall Street Journal prime and offers if qualified, interest-only payments, plus easy access via convenience checks.

Portfolio Lines
Fully secured by marketable securities; if qualified, this line of credit, features quarterly or monthly interest-only payments.

Demand Loans
We offer a variety of demand loans, both unsecured and secured, to meet your unique needs. A variety of options are available to secure your demand loan when required.

Time Loans
Secured and unsecured loans are available with a flexible term at a variable or fixed rate.

*All loans are subject to credit approval.